99.6%
Extraction accuracy
<10s
Seconds per statement
10k+
Finance teams using DocuClipper
1000s
Bank formats supported
How to Import Bank Statements into Xero
PDF to Xero reconciliation in four steps.
1
Upload your bank statement PDF
Drag and drop the PDF, scanned or digital, any bank, any format.
2
DocuClipper extracts every transaction
AI parses the document automatically. No rules, no templates, no column mapping.
3
Download as OFX or CSV
Export in the format Xero accepts: OFX for direct upload, CSV for flexibility.
4
Import into Xero
In Xero: Accounting → Bank accounts → pick account → Manage Account → Import a Statement.
Everything You Need to Get Bank Data into Xero
DocuClipper handles the conversion, Xero handles the reconciliation.
Upload any bank statement PDF
Scanned or digital PDFs from any bank, DocuClipper reads them without custom templates.
Extract transactions with 99.9% accuracy
Dates, descriptions, amounts, and balances pulled cleanly in seconds, ready for Xero reconciliation.
Export OFX, CSV, or QIF
Download in the format Xero prefers. OFX for fastest import, CSV when you need flexibility.
Balance validation built in
DocuClipper checks extracted totals against statement summaries and flags any discrepancies before you import.
Batch process historical data
Upload a year of statements at once, ideal for catching up a new Xero file or onboarding a client.
SOC 2 Type II secure
AES-256 encryption with SOC 2 Type II certification. Bank data stays protected through every step.
Works with Every Xero Edition
Xero Starter
Xero Standard
Xero Premium
Xero Ultimate
Also works with Xero for Partners, regional editions (US, UK, AU, NZ, Canada, Asia), and Xero HQ practice workflows.
Related bank statement tools for Xero
Depending on your workflow, one of these formats may be a better fit.
Bank statement to Xero
Full overview of turning any PDF bank statement into a Xero-ready import.
PDF to OFX converter
Convert PDF bank documents to OFX, Xero's preferred import format.
Bank statement to CSV
Export a plain CSV of transactions when you need flexibility before importing.
Bank statement converter
Convert bank statements to any format, OFX, CSV, Excel, QBO, or QIF.
Bank statement extraction software
Deep dive on extracting structured data from any bank statement layout.
Account reconciliation
Reconcile Xero bank accounts against imported statement data.
Import bank statements into Xero automatically. Start your free 14-day trial.
Start free trialFrequently Asked Questions
Xero doesn't accept PDFs directly, it imports OFX, CSV, or QIF. DocuClipper converts your PDF into any of those formats. Upload the PDF to DocuClipper, download the OFX/CSV, then in Xero go to Accounting → Bank Accounts → select your account → Manage Account → Import a Statement and upload the file.
OFX is the faster option, Xero auto-detects the account, transactions, and dates, then sends everything straight to the reconciliation screen. Use CSV when your bank's layout differs or you need to edit transactions before import. DocuClipper exports both from the same PDF, so you can pick the one that fits.
Every edition, Xero Starter, Standard, Premium, Ultimate, and Xero for Partners. The statement import flow is the same across editions, and DocuClipper's output matches Xero's expected format regardless of region (US, UK, AU, NZ, Canada, Asia).
Yes. DocuClipper uses OCR to read scanned PDFs and photos just as accurately as digital exports. Typical accuracy is 99.9% for both. No extra configuration required.
No. DocuClipper detects each bank's format automatically. It supports thousands of layouts worldwide, Chase, HSBC, ANZ, Lloyds, Commonwealth Bank, TD, and most regional and international banks Xero users work with.
Yes. Batch upload a month, quarter, or year of PDFs. DocuClipper returns a combined file, so you can bring historical transactions into Xero in a single import, especially useful during onboarding or when migrating from another accounting tool.
Xero's import checks transaction IDs and dates against existing records, so duplicates are caught at import time. DocuClipper's OFX exports use stable IDs per transaction to keep that detection working even across partial imports.
What Customers Say
Real reviews from accountants, bookkeepers, and finance teams.
“DocuClipper has helped us eliminate several manual data entry processes, saving us a lot of time.”
KR
Kristin Mitchell
Accounting, United States
“It's a complete game-changer. Instead of spending hours combing through statements, we get the data we need almost instantly.”
MA
Matt
Lending, United Kingdom
“DocuClipper allowed us to enhance our advisory services, directly impacting our bottom line.”
SA
Sarah Winship
Accounting, United Kingdom