Flow of Funds Analysis
Trace how money moved across accounts, identify transfers, recurring counterparties, and follow funds end-to-end.
Flow of Funds answers "where did this money come from, and where did it go?" across one or many accounts. It's useful for forensic accounting, fraud investigations, and cross-account reconciliation.
Opening the analysis
- Open the project that contains the converted statements you want to analyze.
- Click the Advanced Analysis tab.
- Select Flow of Funds.
The analysis uses the transactions from every bank statement in the project. To narrow it down, use the filters at the top (account, date range, amount) before running.
What you get
The analysis groups related transactions into flows, chains of credits and debits DocuClipper has identified as connected. For each flow you'll see:
- Source: the account or counterparty money originated from.
- Destination: where it ended up.
- Amount: total moved along this flow.
- Hops: intermediate accounts or dates if the money bounced through more than one account.
- Transaction list: every underlying transaction making up the flow.
Self-transfers
Transfers between accounts you own (e.g. checking → savings) are detected automatically when the matching debit and credit appear on different statements in the same project within a few days and with matching amounts. They're surfaced separately so they don't inflate income or expense totals. See Transfers Analysis.
A typical investigation
- Upload all relevant bank statements for the period under review.
- Run Flow of Funds to see the full graph.
- Filter to specific counterparties, amounts, or date ranges.
- Drill into a flow to see the underlying transactions.
- Export the flow or transaction list to share with your team or client.